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Term Life can be simple; and it can also be complex. It may look like the cheapest is the best and it may be; if that is all you want...
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Buy term insurance and pay off your home mortgage early. A strategy designed for the "working rich."9/18/2020 Some advisers refer to debt as good debt and bad debt. Good debt could be a home mortgage, which is tax deductible, and credit card debt which is not tax deductible. While there may be some merit in this thought process, debt is still debt...
Not everyone needs a financial adviser
And not everyone needs an insurance adviser How to prepare for a life insurance application interview.Your 5-year medical history storyboard9/16/2020 Image sitting in a room with a pile of medical records to review each & every day. Image that you have to make a medical underwriting decision based on your company’s criteria regarding height, weight, medical history, complaints, diagnosis, medications, compliance of patient and combination of health concerns. Your job is to do the underwriters job and not leave anything open ended. The better the story, the better the rating, the better the price. Remember the last time you bought a life insurance policy, was it fun? Is it possible your brain was saying one thing and your gut was saying something else. Did you trust your brain or your gut, the changes are your brain if you are still reading this article.
After working in life insurance career for 27 years, I have constantly heard from my peers and associates the buzz words, “I am independent.” If you don’t know what questions to ask after these buzz words, you will now be exposed to one of the “quicksand’s” of the life insurance industry...
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