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Sadly, I know many agents who come to the first meeting prepared and determined to sell consumers exactly what they want them to buy. In the meat business, this is called having the thumb on the scale. It happens every day and consumers blindly trust. What does the word “shopping” imply? That all companies are free to bid for your business? Or that your agent stacks the deck, so their outcome is pre-determined? 
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Are you aware that you can now buy a new 40-year term policy if you are age 45 or younger? If you are age 50 and younger, you can buy a new 35-year policy. If you are age 60 or younger, you can buy a new 25-year term policy. Imagine having a term policy that covers you to your age 85. Incredible, right? GUESS who doesn’t want you to know this? Your friendly life insurance agent doesn’t want you to know this. WHY NOT?  |
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