Top 3 reasons consumers overpay for life insurance.

Here are the top three reasons consumers overpay for life insurance...

1. Life insurance policies are complex, confusing and illusional.

           Many consumers become dazzled by optimistic sales proposals and fast speaking              sales reps who tell you how rich you are going to be.

       2.  Life insurance distribution is a relationship-based business.            
          Many consumers decide to trust someone and hope they do the right thing for                them. Unfortunately, consumers are not aware of competitive company and                     underwriting  options available to them.

      3.  Life insurance medical underwriting decisions vary widely.             
         It is very possible to get different underwriting decisions from each competitive               company you apply to. Many consumers don’t know how to shop for coverage               and rely on their agent.