Disclosure, privacy and transparency statement
Howard Wolkowitz is currently licensed in Florida, Texas and Calif. Not all products are available in all states. Other state licensing approvals pending.
-Quoting system is from a third party and does not include the entire life insurance industry. Additional marketing resources are utilized to get additional quotes depending on health, age, size of policy and specialty needs. We can provide life insurance with a long-term rider also.
-Cash value policies such as whole life, universal life, index life, and variable life are more sophisticated policies that have assumptions and projections and therefore require consultative review and analysis by an experience insurance professional and cannot be quoted and cannot be compared on a spread sheet.
-Special programs available for diabetics, smokers, overweight healthy and extremely healthy individuals and sophisticated estate planning needs. There is no bait and switch, you get access to all the carriers, products and pricing you are entitled to. You get what you want and only pay for what you need.
-Every effort is made to stay current of industry changes. Due to Covid-19, insurance companies are watching very carefully and are creating some restrictions on certain products and asking additional underwriting questions. Product availability and pricing are subject to change without notice.
-Life insurance is regulated by law and you won’t find it any cheaper or more expensive anyplace else.
-We honor your privacy and we do not sell your information like some other on-line providers.
-We are privately owned and not beholden to any insurance company, private investors or wall street.
-Howard Wolkowitz, the sole owner of Lifeinsure-assure.com has been selling life insurance for over 28 years and is not an employee of any life insurance company, life insurance distributor or life insurance company’s sales force. Howard acts as your broker, not the insurance company sales agent. That means, Howard sits on your side of the table, not theirs. Finally, a new way to buy life insurance.
A special program is available for diabetics. It is not available through our search engine. It is a separate questionnaire you must request. To qualify you must maintain an AIC of less than 9%, not have any protein in your urine, average control of blood pressure, weight and cholesterol, have no signs of kidney disease or coronary artery disease. If you qualify, you may be able to obtain up to a 25% discount , up to age 70 and up to $65 million of coverage.
“When a good person meets a bad system, the bad system usually wins”
That is why your "buddy" can’t work in your best interest and now has to disclose it to you.
I work in your best interest; my goal is to make your family rich, not your "buddy's" family rich.
Are you sick and tired of being sick and tired about what is in the Life insurance Black box ? I am.
-Quoting system is from a third party and does not include the entire life insurance industry. Additional marketing resources are utilized to get additional quotes depending on health, age, size of policy and specialty needs. We can provide life insurance with a long-term rider also.
-Cash value policies such as whole life, universal life, index life, and variable life are more sophisticated policies that have assumptions and projections and therefore require consultative review and analysis by an experience insurance professional and cannot be quoted and cannot be compared on a spread sheet.
-Special programs available for diabetics, smokers, overweight healthy and extremely healthy individuals and sophisticated estate planning needs. There is no bait and switch, you get access to all the carriers, products and pricing you are entitled to. You get what you want and only pay for what you need.
-Every effort is made to stay current of industry changes. Due to Covid-19, insurance companies are watching very carefully and are creating some restrictions on certain products and asking additional underwriting questions. Product availability and pricing are subject to change without notice.
-Life insurance is regulated by law and you won’t find it any cheaper or more expensive anyplace else.
-We honor your privacy and we do not sell your information like some other on-line providers.
-We are privately owned and not beholden to any insurance company, private investors or wall street.
-Howard Wolkowitz, the sole owner of Lifeinsure-assure.com has been selling life insurance for over 28 years and is not an employee of any life insurance company, life insurance distributor or life insurance company’s sales force. Howard acts as your broker, not the insurance company sales agent. That means, Howard sits on your side of the table, not theirs. Finally, a new way to buy life insurance.
A special program is available for diabetics. It is not available through our search engine. It is a separate questionnaire you must request. To qualify you must maintain an AIC of less than 9%, not have any protein in your urine, average control of blood pressure, weight and cholesterol, have no signs of kidney disease or coronary artery disease. If you qualify, you may be able to obtain up to a 25% discount , up to age 70 and up to $65 million of coverage.
“When a good person meets a bad system, the bad system usually wins”
That is why your "buddy" can’t work in your best interest and now has to disclose it to you.
I work in your best interest; my goal is to make your family rich, not your "buddy's" family rich.
Are you sick and tired of being sick and tired about what is in the Life insurance Black box ? I am.